Contact Us

Stephanie E. McDade
Professional Realtor
Northern Realty
2071 Layton Hills Mall, Layton, Utah 84041
Cell: 801.430.5857
Fax: 801.336.3070
Office: 801.544.HOME


Interest Rates Today

Utah Interest Rates are at

Utah Housing 3.99%

VA 4.08%

FHA 4.49%

Conventional 4.09%

(changed11/14/2011)


They are starting to rise daily, we'll keep our eye out for you guys just remember that you must have a property address in order to lock in your loan.

If you are looking for a Loan Originator click on Financial Services.

Use the calculator below to see the savings on today's low rates.

 

Loan Calculator

House prices in Utah are at their most affordable for decades, but that's no consolation if you over extend yourself. Use our mortgage calculator as a guide to determine how much you can afford for your next home.
Note: All figures are given as a guide only. We advise that you consult with a qualified mortgage consultant before making any decisions.

Mortgage Parameters
Loan amount: $
Interest rate: %
Loan term: years
Property tax: %
PMI: %

Output Parameters

Mortgage Summary
Amount:$100,000.00Payment: $777.90
Term:30 yearsPeriods:360
Total Interest:$127,544.49Interest rate:6.50%
Property Tax:1.25%Total tax:$37,500.00
PMI rate:0.50%Total PMI:$15,000.00

Monthly Versus Bi-Weekly Payments
Monthly:$777.90Bi-Weekly: $383.34
Total Interest:$127,544.49Total Interest:$97,967.92
Total Interest Savings: $29,576.57
72 months shorter loan

YearInterestPrincipalBalance
16,467.091,117.7398,882.27
26,392.231,192.5897,689.69
36,312.371,272.4596,417.24
46,227.151,357.6795,059.57
56,136.221,448.6093,610.98
66,039.211,545.6192,065.37
75,935.691,649.1290,416.24
85,825.251,759.5788,656.68
95,707.411,877.4186,779.27
105,581.672,003.1484,776.13
115,447.522,137.3082,638.83
125,304.382,280.4480,358.39
135,151.662,433.1677,925.23
144,988.702,596.1175,329.12
154,814.842,769.9872,559.14
164,629.332,955.4969,603.65
174,431.393,153.4366,450.23
184,220.203,364.6263,085.61
193,994.873,589.9559,495.66
203,754.443,830.3855,665.28
213,497.914,086.9051,578.38
223,224.214,360.6147,217.77
232,932.174,652.6542,565.12
242,620.574,964.2537,600.87
252,288.115,296.7132,304.16
261,933.385,651.4426,652.72
271,554.896,029.9320,622.79
281,151.056,433.7614,189.03
29720.176,864.657,324.38
30260.437,324.380.00